|
 |
|
|
 Springfield State Bank
Springfield State Bank
| RSSD ID 197142 | CERTIFICATE 8772 | ABA NUMBER 83902620 |
| 125 E Main St |
Quarter Ended : |
2025-12-31 |
| Springfield, Kentucky, 40069 |
Updated : |
2026-01-29 |
| www.springfieldstate.bank |
|
| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
38 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 476,666 |
|
Total Interest Income | 21,975 |
| Total Liabilities | 421,158 |
|
Total NonInterest Income | 1,484 |
| Total Bank Equity Capital | 55,508 |
|
Total Interest Expense | 9,264 |
| Total Deposits | 376,449 |
|
Total NonInterest Expense | 7,623 |
| Net Loans & Leases | 327,941 |
|
Net Income | 4,589 |
| Loan Loss Allowance | 3,532 |
|
Net Charge Offs | 28 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 321,028 |
| Total assets for the leverage ratio | 466,524 |
|
Loans secured by real estate: | 291,190 |
| Tier 1 Leverage Ratio | 14.22 |
|
Commercial and industrial loans | 16,937 |
| Off Balance Sheet Exposures (%) | 4.82 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 12,696 |
|
|
|
|
:· Springfield State Bank
