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 Springfield State Bank
Springfield State Bank
| RSSD ID 197142 | CERTIFICATE 8772 | ABA NUMBER 83902620 |
| 125 E Main St |
Quarter Ended : |
2025-03-31 |
| Springfield, Kentucky, 40069 |
Updated : |
2025-04-25 |
| www.springfieldstate.bank |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 443,496 |
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Total Interest Income | 5,197 |
| Total Liabilities | 393,585 |
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Total NonInterest Income | 381 |
| Total Bank Equity Capital | 49,911 |
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Total Interest Expense | 2,239 |
| Total Deposits | 345,284 |
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Total NonInterest Expense | 1,810 |
| Net Loans & Leases | 301,488 |
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Net Income | 1,007 |
| Loan Loss Allowance | 3,252 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 301,200 |
| Total assets for the leverage ratio | 441,148 |
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Loans secured by real estate: | 274,092 |
| Tier 1 Leverage Ratio | 14.56 |
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Commercial and industrial loans | 14,124 |
| Off Balance Sheet Exposures (%) | 4.41 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,306 |
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:· Springfield State Bank
