|
 |
|
|
 The First National Bank of Spearville
The First National Bank of Spearville
| RSSD ID 197254 | CERTIFICATE 4774 | ABA NUMBER 101105299 |
| 303 N Main St |
Quarter Ended : |
2025-12-31 |
| Spearville, Kansas, 67876 |
Updated : |
2026-01-25 |
| www.fnbspearville.com |
|
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
6 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 85,940 |
|
Total Interest Income | 2,842 |
| Total Liabilities | 78,076 |
|
Total NonInterest Income | 255 |
| Total Bank Equity Capital | 7,864 |
|
Total Interest Expense | 894 |
| Total Deposits | 77,870 |
|
Total NonInterest Expense | 1,065 |
| Net Loans & Leases | 33,456 |
|
Net Income | 814 |
| Loan Loss Allowance | 508 |
|
Net Charge Offs | 65 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 31,691 |
| Total assets for the leverage ratio | 66,763 |
|
Loans secured by real estate: | 11,836 |
| Tier 1 Leverage Ratio | 10.31 |
|
Commercial and industrial loans | 4,867 |
| Off Balance Sheet Exposures (%) | 10.02 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,996 |
|
|
|
|
:· The First National Bank of Spearville
