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 The First National Bank of Spearville
The First National Bank of Spearville
| RSSD ID 197254 | CERTIFICATE 4774 | ABA NUMBER 101105299 |
| 303 N Main St |
Quarter Ended : |
2025-09-30 |
| Spearville, Kansas, 67876 |
Updated : |
2025-10-17 |
| www.fnbspearville.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
6 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 56,391 |
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Total Interest Income | 2,036 |
| Total Liabilities | 48,239 |
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Total NonInterest Income | 171 |
| Total Bank Equity Capital | 8,152 |
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Total Interest Expense | 665 |
| Total Deposits | 47,873 |
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Total NonInterest Expense | 702 |
| Net Loans & Leases | 30,830 |
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Net Income | 623 |
| Loan Loss Allowance | 496 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 29,007 |
| Total assets for the leverage ratio | 54,735 |
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Loans secured by real estate: | 11,482 |
| Tier 1 Leverage Ratio | 13.1 |
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Commercial and industrial loans | 4,897 |
| Off Balance Sheet Exposures (%) | 15.31 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,935 |
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:· The First National Bank of Spearville
