BRAD, INC. Financial Reports

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:· BRAD, INC.

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::	Holding Company Mergers & Acquisitions
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Off Balance Sheet
::	Holding Company Credit Default Swaps
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BRAD, INC.

Institution Profile

Year Opened :

1992

Institution Type :

Holding Company

Reserve District :

Chicago

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Black River Country Bank	100,734	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	8,868	Total Operating Income	335
Total Liabilities	347	Total Operating Expenses	48
Total Equity Capital	8,521	Equity in Undistributed Income	416
		Net income (loss)	703

Miscellaneous
Cash Dividends Declared by Bank Holding Company	267
Total Consolidated Assets of Bank Holding Company	102,947

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury