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First National Bank of Bosque County
First National Bank of Bosque County
| RSSD ID 198961 | CERTIFICATE 5564 | ABA NUMBER 111913329 |
| 418 E Avenue C |
Quarter Ended : |
2025-12-31 |
| Valley Mills, Texas, 76689 |
Updated : |
2026-01-09 |
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 188,590 |
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Total Interest Income | 9,134 |
| Total Liabilities | 166,294 |
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Total NonInterest Income | 1,083 |
| Total Bank Equity Capital | 22,296 |
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Total Interest Expense | 1,380 |
| Total Deposits | 165,963 |
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Total NonInterest Expense | 4,857 |
| Net Loans & Leases | 135,613 |
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Net Income | 3,855 |
| Loan Loss Allowance | 1,780 |
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Net Charge Offs | 70 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 23,991 |
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Total loans | 135,749 |
| Total assets for the leverage ratio | 191,116 |
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Loans secured by real estate: | 95,732 |
| Tier 1 Leverage Ratio | 11.71 |
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Commercial and industrial loans | 26,058 |
| Tier 1 Capital Ratio | 17.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.59 |
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Loans to individuals - Other | 7,910 |
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