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Western National Bank
Western National Bank
| RSSD ID 199351 | CERTIFICATE 4778 | ABA NUMBER 101112473 |
| 523 Thayer Ave |
Quarter Ended : |
2025-12-31 |
| Chester, Nebraska, 68327 |
Updated : |
2026-01-20 |
| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 244,628 |
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Total Interest Income | 13,552 |
| Total Liabilities | 220,900 |
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Total NonInterest Income | 501 |
| Total Bank Equity Capital | 23,728 |
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Total Interest Expense | 4,604 |
| Total Deposits | 219,523 |
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Total NonInterest Expense | 6,245 |
| Net Loans & Leases | 197,331 |
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Net Income | 3,032 |
| Loan Loss Allowance | 2,339 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 25,066 |
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Total loans | 193,352 |
| Total assets for the leverage ratio | 244,223 |
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Loans secured by real estate: | 122,183 |
| Tier 1 Leverage Ratio | 9.31 |
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Commercial and industrial loans | 16,849 |
| Tier 1 Capital Ratio | 11.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.08 |
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Loans to individuals - Other | 4,905 |
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