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 Citizens Bank of Americus
Citizens Bank of Americus
| RSSD ID 19936 | CERTIFICATE 15477 | ABA NUMBER 61201042 |
| 119 N Lee St |
Quarter Ended : |
2025-12-31 |
| Americus, Georgia, 31709 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 504,882 |
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Total Interest Income | 25,417 |
| Total Liabilities | 458,312 |
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Total NonInterest Income | 2,071 |
| Total Bank Equity Capital | 46,570 |
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Total Interest Expense | 8,249 |
| Total Deposits | 450,169 |
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Total NonInterest Expense | 9,818 |
| Net Loans & Leases | 260,505 |
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Net Income | 7,329 |
| Loan Loss Allowance | 4,030 |
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Net Charge Offs | 358 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,291 |
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Total loans | 258,702 |
| Total assets for the leverage ratio | 490,627 |
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Loans secured by real estate: | 191,044 |
| Tier 1 Leverage Ratio | 10.31 |
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Commercial and industrial loans | 41,126 |
| Tier 1 Capital Ratio | 17.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.37 |
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Loans to individuals - Other | 4,925 |
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:· Citizens Bank of Americus
