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 Citizens Bank of Americus
Citizens Bank of Americus
| RSSD ID 19936 | CERTIFICATE 15477 | ABA NUMBER 61201042 |
| 119 N Lee St |
Quarter Ended : |
2025-03-31 |
| Americus, Georgia, 31709 |
Updated : |
2025-04-22 |
| www.cbkamericus.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 483,621 |
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Total Interest Income | 6,151 |
| Total Liabilities | 442,664 |
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Total NonInterest Income | 505 |
| Total Bank Equity Capital | 40,957 |
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Total Interest Expense | 2,034 |
| Total Deposits | 433,674 |
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Total NonInterest Expense | 2,292 |
| Net Loans & Leases | 237,415 |
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Net Income | 1,819 |
| Loan Loss Allowance | 4,158 |
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Net Charge Offs | (19) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 50,656 |
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Total loans | 242,863 |
| Total assets for the leverage ratio | 485,875 |
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Loans secured by real estate: | 180,232 |
| Tier 1 Leverage Ratio | 9.73 |
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Commercial and industrial loans | 37,523 |
| Tier 1 Capital Ratio | 17.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.74 |
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Loans to individuals - Other | 4,939 |
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:· Citizens Bank of Americus
