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 Citizens Bank of Americus
Citizens Bank of Americus
| RSSD ID 19936 | CERTIFICATE 15477 | ABA NUMBER 61201042 |
| 119 N Lee St |
Quarter Ended : |
2025-06-30 |
| Americus, Georgia, 31709 |
Updated : |
2025-07-23 |
| www.cbkamericus.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 492,927 |
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Total Interest Income | 12,537 |
| Total Liabilities | 450,184 |
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Total NonInterest Income | 1,031 |
| Total Bank Equity Capital | 42,743 |
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Total Interest Expense | 4,131 |
| Total Deposits | 441,053 |
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Total NonInterest Expense | 4,752 |
| Net Loans & Leases | 244,143 |
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Net Income | 3,658 |
| Loan Loss Allowance | 4,201 |
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Net Charge Offs | (62) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 51,859 |
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Total loans | 245,920 |
| Total assets for the leverage ratio | 495,625 |
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Loans secured by real estate: | 183,218 |
| Tier 1 Leverage Ratio | 9.76 |
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Commercial and industrial loans | 35,854 |
| Tier 1 Capital Ratio | 17.38 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.63 |
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Loans to individuals - Other | 5,011 |
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:· Citizens Bank of Americus
