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 Citizens Bank of Americus
Citizens Bank of Americus
| RSSD ID 19936 | CERTIFICATE 15477 | ABA NUMBER 61201042 |
| 119 N Lee St |
Quarter Ended : |
2025-09-30 |
| Americus, Georgia, 31709 |
Updated : |
2025-10-22 |
| www.cbkamericus.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 489,191 |
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Total Interest Income | 19,023 |
| Total Liabilities | 444,371 |
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Total NonInterest Income | 1,556 |
| Total Bank Equity Capital | 44,820 |
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Total Interest Expense | 6,263 |
| Total Deposits | 435,565 |
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Total NonInterest Expense | 7,170 |
| Net Loans & Leases | 247,618 |
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Net Income | 5,500 |
| Loan Loss Allowance | 4,085 |
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Net Charge Offs | 154 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 52,983 |
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Total loans | 250,543 |
| Total assets for the leverage ratio | 494,643 |
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Loans secured by real estate: | 188,656 |
| Tier 1 Leverage Ratio | 10 |
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Commercial and industrial loans | 35,204 |
| Tier 1 Capital Ratio | 17.67 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.93 |
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Loans to individuals - Other | 5,074 |
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:· Citizens Bank of Americus
