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Altamaha Bank & Trust Company
Altamaha Bank & Trust Company
| RSSD ID 199436 | CERTIFICATE 19590 | ABA NUMBER 61212439 |
| 206 Jackson St |
Quarter Ended : |
2025-09-30 |
| Vidalia, Georgia, 30474 |
Updated : |
2025-11-10 |
| www.altamaha.bank |
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| Institution Profile |
| Year Opened : |
1966 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 325,418 |
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Total Interest Income | 15,062 |
| Total Liabilities | 298,469 |
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Total NonInterest Income | 2,092 |
| Total Bank Equity Capital | 26,949 |
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Total Interest Expense | 3,892 |
| Total Deposits | 295,256 |
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Total NonInterest Expense | 7,398 |
| Net Loans & Leases | 243,199 |
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Net Income | 4,436 |
| Loan Loss Allowance | 3,476 |
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Net Charge Offs | 1,268 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 35,458 |
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Total loans | 242,528 |
| Total assets for the leverage ratio | 326,442 |
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Loans secured by real estate: | 178,908 |
| Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 51,058 |
| Tier 1 Capital Ratio | 12.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.48 |
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Loans to individuals - Other | 12,034 |
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