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 Western Bank
Western Bank
| RSSD ID 199463 | CERTIFICATE 1720 | ABA NUMBER 111323731 |
| 1617 Broadway |
Quarter Ended : |
2025-12-31 |
| Lubbock, Texas, 79401 |
Updated : |
2026-01-26 |
| www.westernbank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
136 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 844,765 |
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Total Interest Income | 54,622 |
| Total Liabilities | 771,905 |
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Total NonInterest Income | 4,585 |
| Total Bank Equity Capital | 72,860 |
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Total Interest Expense | 15,839 |
| Total Deposits | 729,050 |
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Total NonInterest Expense | 27,868 |
| Net Loans & Leases | 676,593 |
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Net Income | 14,495 |
| Loan Loss Allowance | 8,860 |
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Net Charge Offs | 279 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 691,928 |
| Total assets for the leverage ratio | 825,250 |
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Loans secured by real estate: | 464,271 |
| Tier 1 Leverage Ratio | 9.29 |
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Commercial and industrial loans | 146,158 |
| Off Balance Sheet Exposures (%) | 15.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,786 |
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:· Western Bank
