WSB BANCSHARES, INC. Financial Reports

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:· WSB BANCSHARES, INC.

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WSB BANCSHARES, INC.

Institution Profile

Year Opened :

1992

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

JOHNSON & SHELDON, PLLC

Related Bank / Thrift	Assets	Asset Concentration
Wellington State Bank	633,865	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	50,456	Total Operating Income	1,899
Total Liabilities	2,450	Total Operating Expenses	114
Total Equity Capital	48,006	Equity in Undistributed Income	3,445
		Net income (loss)	5,230

Miscellaneous
Cash Dividends Declared by Bank Holding Company	945
Total Consolidated Assets of Bank Holding Company	653,286

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury