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 Citizens Community Bank
Citizens Community Bank
| RSSD ID 2007991 | CERTIFICATE 33753 | ABA NUMBER 81025363 |
| 9 E Main St |
Quarter Ended : |
2025-12-31 |
| Mascoutah, Illinois, 62258 |
Updated : |
2026-01-30 |
| www.citizenscommunitybank.com |
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| Institution Profile |
| Year Opened : |
1992 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 532,051 |
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Total Interest Income | 23,761 |
| Total Liabilities | 482,896 |
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Total NonInterest Income | 1,201 |
| Total Bank Equity Capital | 49,155 |
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Total Interest Expense | 11,065 |
| Total Deposits | 442,837 |
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Total NonInterest Expense | 8,428 |
| Net Loans & Leases | 282,296 |
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Net Income | 3,514 |
| Loan Loss Allowance | 5,914 |
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Net Charge Offs | 196 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 278,593 |
| Total assets for the leverage ratio | 524,659 |
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Loans secured by real estate: | 251,880 |
| Tier 1 Leverage Ratio | 10.47 |
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Commercial and industrial loans | 12,139 |
| Off Balance Sheet Exposures (%) | 7.65 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,512 |
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:· Citizens Community Bank
