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 Cumberland Security Bank, Inc.
Cumberland Security Bank, Inc.
| RSSD ID 202514 | CERTIFICATE 11358 | ABA NUMBER 42104854 |
| 107 S Main St |
Quarter Ended : |
2025-12-31 |
| Somerset, Kentucky, 42501 |
Updated : |
2026-01-16 |
| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 427,367 |
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Total Interest Income | 26,586 |
| Total Liabilities | 372,657 |
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Total NonInterest Income | 2,862 |
| Total Bank Equity Capital | 54,710 |
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Total Interest Expense | 4,100 |
| Total Deposits | 371,707 |
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Total NonInterest Expense | 8,390 |
| Net Loans & Leases | 340,199 |
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Net Income | 15,930 |
| Loan Loss Allowance | 9,240 |
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Net Charge Offs | 160 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 59,038 |
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Total loans | 298,120 |
| Total assets for the leverage ratio | 400,107 |
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Loans secured by real estate: | 255,246 |
| Tier 1 Leverage Ratio | 13.67 |
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Commercial and industrial loans | 32,352 |
| Tier 1 Capital Ratio | 15.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.19 |
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Loans to individuals - Other | 7,921 |
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:· Cumberland Security Bank, Inc.
