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 Cumberland Security Bank, Inc.
Cumberland Security Bank, Inc.
| RSSD ID 202514 | CERTIFICATE 11358 | ABA NUMBER 42104854 |
| 107 S Main St |
Quarter Ended : |
2025-06-30 |
| Somerset, Kentucky, 42501 |
Updated : |
2025-07-11 |
| www.csbweb.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 414,088 |
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Total Interest Income | 12,912 |
| Total Liabilities | 359,156 |
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Total NonInterest Income | 1,386 |
| Total Bank Equity Capital | 54,932 |
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Total Interest Expense | 1,878 |
| Total Deposits | 358,016 |
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Total NonInterest Expense | 4,313 |
| Net Loans & Leases | 324,686 |
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Net Income | 7,967 |
| Loan Loss Allowance | 8,423 |
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Net Charge Offs | 127 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 59,214 |
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Total loans | 329,041 |
| Total assets for the leverage ratio | 393,442 |
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Loans secured by real estate: | 277,349 |
| Tier 1 Leverage Ratio | 14.01 |
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Commercial and industrial loans | 37,819 |
| Tier 1 Capital Ratio | 17.1 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.37 |
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Loans to individuals - Other | 7,834 |
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:· Cumberland Security Bank, Inc.
