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 Cumberland Security Bank, Inc.
Cumberland Security Bank, Inc.
| RSSD ID 202514 | CERTIFICATE 11358 | ABA NUMBER 42104854 |
| 107 S Main St |
Quarter Ended : |
2025-03-31 |
| Somerset, Kentucky, 42501 |
Updated : |
2025-04-14 |
| www.csbweb.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 372,452 |
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Total Interest Income | 5,920 |
| Total Liabilities | 321,891 |
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Total NonInterest Income | 664 |
| Total Bank Equity Capital | 50,561 |
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Total Interest Expense | 941 |
| Total Deposits | 321,143 |
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Total NonInterest Expense | 2,097 |
| Net Loans & Leases | 311,809 |
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Net Income | 3,483 |
| Loan Loss Allowance | 8,472 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,859 |
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Total loans | 312,211 |
| Total assets for the leverage ratio | 369,588 |
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Loans secured by real estate: | 262,733 |
| Tier 1 Leverage Ratio | 13.78 |
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Commercial and industrial loans | 35,318 |
| Tier 1 Capital Ratio | 16.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.77 |
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Loans to individuals - Other | 7,768 |
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:· Cumberland Security Bank, Inc.
