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Senath State Bank
Senath State Bank
| RSSD ID 203052 | CERTIFICATE 15101 | ABA NUMBER 81518016 |
| 117 E Commercial St |
Quarter Ended : |
2025-12-31 |
| Senath, Missouri, 63876 |
Updated : |
2026-01-27 |
| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 105,586 |
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Total Interest Income | 5,250 |
| Total Liabilities | 89,834 |
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Total NonInterest Income | 539 |
| Total Bank Equity Capital | 15,752 |
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Total Interest Expense | 1,129 |
| Total Deposits | 89,761 |
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Total NonInterest Expense | 2,674 |
| Net Loans & Leases | 53,389 |
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Net Income | 1,986 |
| Loan Loss Allowance | 792 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 55,410 |
| Total assets for the leverage ratio | 99,120 |
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Loans secured by real estate: | 44,886 |
| Tier 1 Leverage Ratio | 15.81 |
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Commercial and industrial loans | 1,523 |
| Off Balance Sheet Exposures (%) | 1.72 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,109 |
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