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 Provident Bank
Provident Bank
| RSSD ID 204004 | CERTIFICATE 12010 | ABA NUMBER 221272303 |
| 239 Washington St |
Quarter Ended : |
2025-09-30 |
| Jersey City, New Jersey, 7302 |
Updated : |
2025-10-30 |
| www.provident.Bank |
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| Institution Profile |
| Year Opened : |
1839 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
145 |
Number of Employees : |
1,840 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 24,840,140 |
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Total Interest Income | 947,844 |
| Total Liabilities | 21,734,221 |
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Total NonInterest Income | 80,907 |
| Total Bank Equity Capital | 3,105,919 |
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Total Interest Expense | 359,327 |
| Total Deposits | 19,152,748 |
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Total NonInterest Expense | 342,374 |
| Net Loans & Leases | 19,099,099 |
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Net Income | 231,688 |
| Loan Loss Allowance | 186,969 |
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Net Charge Offs | 8,639 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 2,650,315 |
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Total loans | 19,086,391 |
| Total assets for the leverage ratio | 23,894,302 |
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Loans secured by real estate: | 16,871,023 |
| Tier 1 Leverage Ratio | 10.27 |
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Commercial and industrial loans | 1,925,563 |
| Tier 1 Capital Ratio | 11.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.86 |
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Loans to individuals - Other | 19,180 |
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:· Provident Bank
