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 Provident Bank
Provident Bank
| RSSD ID 204004 | CERTIFICATE 12010 | ABA NUMBER 221272303 |
| 239 Washington St |
Quarter Ended : |
2025-06-30 |
| Jersey City, New Jersey, 07302 |
Updated : |
2025-07-30 |
| www.provident.Bank |
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| Institution Profile |
| Year Opened : |
1839 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
145 |
Number of Employees : |
1,817 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 24,549,890 |
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Total Interest Income | 621,595 |
| Total Liabilities | 21,507,901 |
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Total NonInterest Income | 53,746 |
| Total Bank Equity Capital | 3,041,989 |
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Total Interest Expense | 235,925 |
| Total Deposits | 18,769,065 |
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Total NonInterest Expense | 229,742 |
| Net Loans & Leases | 18,916,959 |
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Net Income | 153,622 |
| Loan Loss Allowance | 187,871 |
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Net Charge Offs | 3,236 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 2,594,641 |
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Total loans | 18,933,131 |
| Total assets for the leverage ratio | 23,712,485 |
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Loans secured by real estate: | 16,907,069 |
| Tier 1 Leverage Ratio | 10.12 |
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Commercial and industrial loans | 1,864,324 |
| Tier 1 Capital Ratio | 11.73 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.69 |
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Loans to individuals - Other | 18,387 |
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:· Provident Bank
