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 Magnolia State Bank
Magnolia State Bank
| RSSD ID 204237 | CERTIFICATE 877 | ABA NUMBER 61202533 |
| 130 Oak St |
Quarter Ended : |
2025-09-30 |
| Eastman, Georgia, 31023 |
Updated : |
2025-10-27 |
| www.bankmsb.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 195,431 |
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Total Interest Income | 8,854 |
| Total Liabilities | 163,806 |
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Total NonInterest Income | 781 |
| Total Bank Equity Capital | 31,625 |
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Total Interest Expense | 580 |
| Total Deposits | 162,539 |
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Total NonInterest Expense | 5,226 |
| Net Loans & Leases | 114,261 |
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Net Income | 3,838 |
| Loan Loss Allowance | 2,404 |
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Net Charge Offs | (217) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 113,156 |
| Total assets for the leverage ratio | 196,792 |
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Loans secured by real estate: | 90,091 |
| Tier 1 Leverage Ratio | 15.97 |
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Commercial and industrial loans | 15,702 |
| Off Balance Sheet Exposures (%) | 0.09 |
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Loans to individuals - Credit Cards | 693 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,687 |
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:· Magnolia State Bank
