|
 |
|
|
 Farmers and Merchants Bank
|
Farmers and Merchants Bank
| RSSD ID 205243 | CERTIFICATE 15801 | ABA NUMBER 84205737 |
| 111 W Clayton St |
Quarter Ended : |
2026-03-31 |
| Baldwyn, Mississippi, 38824 |
Updated : |
2026-04-21 |
| www.fmbms.com |
|
| Institution Profile |
| Year Opened : |
1941 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
131 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 567,075 |
|
Total Interest Income | 8,321 |
| Total Liabilities | 494,038 |
|
Total NonInterest Income | 1,422 |
| Total Bank Equity Capital | 73,037 |
|
Total Interest Expense | 2,295 |
| Total Deposits | 486,424 |
|
Total NonInterest Expense | 4,422 |
| Net Loans & Leases | 333,826 |
|
Net Income | 2,406 |
| Loan Loss Allowance | 7,855 |
|
Net Charge Offs | 77 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 347,682 |
| Total assets for the leverage ratio | 561,066 |
|
Loans secured by real estate: | 263,368 |
| Tier 1 Leverage Ratio | 14.07 |
|
Commercial and industrial loans | 38,745 |
| Off Balance Sheet Exposures (%) | 6.15 |
|
Loans to individuals - Credit Cards | 2,299 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 33,647 |
|
|
|
|
:· Farmers and Merchants Bank
