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 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 205243 | CERTIFICATE 15801 | ABA NUMBER 84205737 |
| 111 W Clayton St |
Quarter Ended : |
2025-09-30 |
| Baldwyn, Mississippi, 38824 |
Updated : |
2025-10-27 |
| www.fmbms.com |
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| Institution Profile |
| Year Opened : |
1941 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
130 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 528,131 |
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Total Interest Income | 24,583 |
| Total Liabilities | 454,766 |
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Total NonInterest Income | 6,453 |
| Total Bank Equity Capital | 73,365 |
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Total Interest Expense | 7,062 |
| Total Deposits | 446,423 |
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Total NonInterest Expense | 12,887 |
| Net Loans & Leases | 335,727 |
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Net Income | 8,619 |
| Loan Loss Allowance | 7,038 |
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Net Charge Offs | 360 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 360,014 |
| Total assets for the leverage ratio | 538,961 |
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Loans secured by real estate: | 266,589 |
| Tier 1 Leverage Ratio | 14.69 |
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Commercial and industrial loans | 43,338 |
| Off Balance Sheet Exposures (%) | 6.61 |
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Loans to individuals - Credit Cards | 2,371 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 40,691 |
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:· Farmers and Merchants Bank
