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 MCNB Bank and Trust Co.
MCNB Bank and Trust Co.
| RSSD ID 20633 | CERTIFICATE 6803 | ABA NUMBER 51501723 |
| 75 Wyoming St |
Quarter Ended : |
2025-12-31 |
| Welch, West Virginia, 24801 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 362,670 |
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Total Interest Income | 18,327 |
| Total Liabilities | 321,658 |
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Total NonInterest Income | 2,339 |
| Total Bank Equity Capital | 41,012 |
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Total Interest Expense | 7,182 |
| Total Deposits | 295,240 |
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Total NonInterest Expense | 10,540 |
| Net Loans & Leases | 249,983 |
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Net Income | 2,232 |
| Loan Loss Allowance | 2,706 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 256,290 |
| Total assets for the leverage ratio | 362,938 |
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Loans secured by real estate: | 249,488 |
| Tier 1 Leverage Ratio | 12.1 |
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Commercial and industrial loans | 5,263 |
| Off Balance Sheet Exposures (%) | 4.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,838 |
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:· MCNB Bank and Trust Co.
