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 MCNB Bank and Trust Co.
MCNB Bank and Trust Co.
| RSSD ID 20633 | CERTIFICATE 6803 | ABA NUMBER 51501723 |
| 75 Wyoming St |
Quarter Ended : |
2025-03-31 |
| Welch, West Virginia, 24801 |
Updated : |
2025-04-29 |
| www.mcnbbanks.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
61 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 358,800 |
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Total Interest Income | 4,424 |
| Total Liabilities | 320,718 |
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Total NonInterest Income | 536 |
| Total Bank Equity Capital | 38,082 |
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Total Interest Expense | 1,868 |
| Total Deposits | 304,596 |
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Total NonInterest Expense | 2,589 |
| Net Loans & Leases | 255,829 |
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Net Income | 408 |
| Loan Loss Allowance | 2,670 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 261,966 |
| Total assets for the leverage ratio | 367,099 |
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Loans secured by real estate: | 251,924 |
| Tier 1 Leverage Ratio | 11.6 |
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Commercial and industrial loans | 8,049 |
| Off Balance Sheet Exposures (%) | 3.13 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,869 |
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:· MCNB Bank and Trust Co.
