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Equitable Savings and Loan Association
Equitable Savings and Loan Association
| RSSD ID 206473 | CERTIFICATE 30707 | ABA NUMBER 307087001 |
| 221 N 3rd St |
Quarter Ended : |
2025-12-31 |
| Sterling, Colorado, 80751 |
Updated : |
2026-02-10 |
| www.equitable-savings.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 170,327 |
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Total Interest Income | 7,451 |
| Total Liabilities | 143,952 |
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Total NonInterest Income | 652 |
| Total Bank Equity Capital | 26,375 |
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Total Interest Expense | 2,252 |
| Total Deposits | 129,901 |
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Total NonInterest Expense | 5,722 |
| Net Loans & Leases | 145,099 |
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Net Income | 96 |
| Loan Loss Allowance | 339 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 26,938 |
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Total loans | 143,578 |
| Total assets for the leverage ratio | 168,951 |
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Loans secured by real estate: | 141,947 |
| Tier 1 Leverage Ratio | 15.74 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 28.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 28.96 |
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Loans to individuals - Other | 939 |
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