ISB BANCSHARES, INC. Financial Reports

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:· ISB BANCSHARES, INC.

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Off Balance Sheet
::	Holding Company Credit Default Swaps
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ISB BANCSHARES, INC.

Institution Profile

Year Opened :

1993

Institution Type :

Holding Company

Reserve District :

Chicago

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Ipava State Bank	203,269	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	19,510	Total Operating Income	480
Total Liabilities	2,768	Total Operating Expenses	220
Total Equity Capital	16,742	Equity in Undistributed Income	656
		Net income (loss)	864

Miscellaneous
Cash Dividends Declared by Bank Holding Company	142
Total Consolidated Assets of Bank Holding Company	200,742

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury