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West Gate Bank
West Gate Bank
| RSSD ID 207050 | CERTIFICATE 19850 | ABA NUMBER 104901584 |
| 6003 Old Cheney Rd |
Quarter Ended : |
2025-12-31 |
| Lincoln, Nebraska, 68516 |
Updated : |
2026-01-26 |
| my.westgate.bank |
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| Institution Profile |
| Year Opened : |
1968 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
218 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,403,917 |
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Total Interest Income | 70,812 |
| Total Liabilities | 1,257,352 |
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Total NonInterest Income | 21,611 |
| Total Bank Equity Capital | 146,565 |
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Total Interest Expense | 30,573 |
| Total Deposits | 1,177,323 |
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Total NonInterest Expense | 47,207 |
| Net Loans & Leases | 851,827 |
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Net Income | 12,550 |
| Loan Loss Allowance | 9,836 |
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Net Charge Offs | 56 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 991,115 |
| Total assets for the leverage ratio | 1,378,981 |
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Loans secured by real estate: | 877,353 |
| Tier 1 Leverage Ratio | 11.51 |
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Commercial and industrial loans | 74,866 |
| Off Balance Sheet Exposures (%) | 0.41 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 323 |
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