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First Federal Bank of Ohio

First Federal Bank of Ohio
RSSD ID 207470 | CERTIFICATE 27643 | ABA NUMBER 241271041
140 N Columbus St Quarter Ended : 2025-09-30
Galion, Ohio, 44833 Updated : 2025-10-20
www.firstfederalbankofohio.bank

Institution Profile
Year Opened : 1891 Institution Type : Savings bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 9 Number of Employees : 59

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets279,751
Total Interest Income8,004
Total Liabilities239,677
Total NonInterest Income973
Total Bank Equity Capital40,074
Total Interest Expense2,334
Total Deposits235,366
Total NonInterest Expense5,789
Net Loans & Leases118,260
Net Income(66)
Loan Loss Allowance547
Net Charge Offs1,508



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital39,954
Total loans121,309
Total assets for the leverage ratio290,020
Loans secured by real estate:118,010
Tier 1 Leverage Ratio13.58
Commercial and industrial loans164
Tier 1 Capital Ratio32.24
Loans to individuals - Credit Cards116
Total Capital Ratio32.7
Loans to individuals - Other3,135





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury