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First Federal Bank of Ohio
First Federal Bank of Ohio
| RSSD ID 207470 | CERTIFICATE 27643 | ABA NUMBER 241271041 |
| 140 N Columbus St |
Quarter Ended : |
2025-09-30 |
| Galion, Ohio, 44833 |
Updated : |
2025-10-20 |
| www.firstfederalbankofohio.bank |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 279,751 |
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Total Interest Income | 8,004 |
| Total Liabilities | 239,677 |
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Total NonInterest Income | 973 |
| Total Bank Equity Capital | 40,074 |
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Total Interest Expense | 2,334 |
| Total Deposits | 235,366 |
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Total NonInterest Expense | 5,789 |
| Net Loans & Leases | 118,260 |
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Net Income | (66) |
| Loan Loss Allowance | 547 |
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Net Charge Offs | 1,508 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 39,954 |
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Total loans | 121,309 |
| Total assets for the leverage ratio | 290,020 |
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Loans secured by real estate: | 118,010 |
| Tier 1 Leverage Ratio | 13.58 |
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Commercial and industrial loans | 164 |
| Tier 1 Capital Ratio | 32.24 |
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Loans to individuals - Credit Cards | 116 |
| Total Capital Ratio | 32.7 |
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Loans to individuals - Other | 3,135 |
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