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 The First National Bank and Trust Company
The First National Bank and Trust Company
| RSSD ID 207845 | CERTIFICATE 5285 | ABA NUMBER 75900973 |
| 345 E Grand Ave |
Quarter Ended : |
2025-12-31 |
| Beloit, Wisconsin, 53511 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
207 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,591,626 |
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Total Interest Income | 65,508 |
| Total Liabilities | 1,466,558 |
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Total NonInterest Income | 17,530 |
| Total Bank Equity Capital | 125,068 |
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Total Interest Expense | 22,799 |
| Total Deposits | 1,386,469 |
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Total NonInterest Expense | 55,565 |
| Net Loans & Leases | 987,133 |
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Net Income | (202) |
| Loan Loss Allowance | 12,037 |
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Net Charge Offs | 1,148 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 130,860 |
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Total loans | 999,219 |
| Total assets for the leverage ratio | 1,504,084 |
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Loans secured by real estate: | 782,908 |
| Tier 1 Leverage Ratio | 7.92 |
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Commercial and industrial loans | 130,143 |
| Tier 1 Capital Ratio | 11.27 |
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Loans to individuals - Credit Cards | 1,589 |
| Total Capital Ratio | 12.38 |
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Loans to individuals - Other | 6,902 |
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:· The First National Bank and Trust Company
