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 The First National Bank and Trust Company
The First National Bank and Trust Company
| RSSD ID 207845 | CERTIFICATE 5285 | ABA NUMBER 75900973 |
| 345 E Grand Ave |
Quarter Ended : |
2025-03-31 |
| Beloit, Wisconsin, 53511 |
Updated : |
2025-04-29 |
| www.bankatfirstnational.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
229 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,533,551 |
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Total Interest Income | 16,219 |
| Total Liabilities | 1,414,844 |
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Total NonInterest Income | 4,732 |
| Total Bank Equity Capital | 118,707 |
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Total Interest Expense | 6,256 |
| Total Deposits | 1,291,469 |
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Total NonInterest Expense | 11,995 |
| Net Loans & Leases | 968,985 |
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Net Income | 2,137 |
| Loan Loss Allowance | 13,076 |
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Net Charge Offs | 40 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 138,800 |
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Total loans | 977,459 |
| Total assets for the leverage ratio | 1,522,818 |
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Loans secured by real estate: | 775,394 |
| Tier 1 Leverage Ratio | 8.27 |
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Commercial and industrial loans | 119,822 |
| Tier 1 Capital Ratio | 11.56 |
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Loans to individuals - Credit Cards | 1,679 |
| Total Capital Ratio | 12.73 |
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Loans to individuals - Other | 8,347 |
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:· The First National Bank and Trust Company
