|
 |
|
|
 Vermillion State Bank
Vermillion State Bank
| RSSD ID 208057 | CERTIFICATE 10214 | ABA NUMBER 91914370 |
| 107 Main St E |
Quarter Ended : |
2025-12-31 |
| Vermillion, Minnesota, 55085 |
Updated : |
2026-01-15 |
| WWW.VERMILLIONBANK.COM |
|
| Institution Profile |
| Year Opened : |
1918 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
35 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 931,245 |
|
Total Interest Income | 46,645 |
| Total Liabilities | 812,029 |
|
Total NonInterest Income | 1,384 |
| Total Bank Equity Capital | 119,216 |
|
Total Interest Expense | 17,189 |
| Total Deposits | 808,694 |
|
Total NonInterest Expense | 10,464 |
| Net Loans & Leases | 408,493 |
|
Net Income | 20,289 |
| Loan Loss Allowance | 6,386 |
|
Net Charge Offs | (24) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 417,390 |
| Total assets for the leverage ratio | 925,192 |
|
Loans secured by real estate: | 314,576 |
| Tier 1 Leverage Ratio | 12.74 |
|
Commercial and industrial loans | 73,317 |
| Off Balance Sheet Exposures (%) | 0.09 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 9,035 |
|
|
|
|
:· Vermillion State Bank
