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 Universal Bank
Universal Bank
| RSSD ID 208570 | CERTIFICATE 30722 | ABA NUMBER 322270275 |
| 3455 S Nogales St |
Quarter Ended : |
2025-12-31 |
| West Covina, California, 91792 |
Updated : |
2026-01-29 |
| https://www.universalbank.com |
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| Institution Profile |
| Year Opened : |
1954 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 371,160 |
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Total Interest Income | 18,767 |
| Total Liabilities | 304,031 |
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Total NonInterest Income | 750 |
| Total Bank Equity Capital | 67,129 |
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Total Interest Expense | 8,350 |
| Total Deposits | 275,415 |
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Total NonInterest Expense | 10,078 |
| Net Loans & Leases | 263,358 |
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Net Income | 1,401 |
| Loan Loss Allowance | 2,727 |
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Net Charge Offs | (41) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 272,750 |
| Total assets for the leverage ratio | 369,829 |
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Loans secured by real estate: | 267,706 |
| Tier 1 Leverage Ratio | 18.21 |
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Commercial and industrial loans | 4,025 |
| Off Balance Sheet Exposures (%) | 0.14 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Universal Bank
