|
 |
|
|
 The First National Bank of Carmi
|
The First National Bank of Carmi
| RSSD ID 209148 | CERTIFICATE 3777 | ABA NUMBER 81205222 |
| 201 E Main St |
Quarter Ended : |
2026-06-30 |
| Carmi, Illinois, 62821 |
Updated : |
2026-07-27 |
| www.myfirst.bank |
|
| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
102 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 622,202 |
|
Total Interest Income | 16,885 |
| Total Liabilities | 547,688 |
|
Total NonInterest Income | 1,500 |
| Total Bank Equity Capital | 74,514 |
|
Total Interest Expense | 4,291 |
| Total Deposits | 545,549 |
|
Total NonInterest Expense | 9,181 |
| Net Loans & Leases | 421,784 |
|
Net Income | 3,690 |
| Loan Loss Allowance | 5,851 |
|
Net Charge Offs | (318) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 422,649 |
| Total assets for the leverage ratio | 609,307 |
|
Loans secured by real estate: | 295,614 |
| Tier 1 Leverage Ratio | 11.42 |
|
Commercial and industrial loans | 85,533 |
| Off Balance Sheet Exposures (%) | 0.29 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,205 |
|
|
|
|
:· The First National Bank of Carmi
