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 Wadena State Bank
Wadena State Bank
| RSSD ID 210256 | CERTIFICATE 13430 | ABA NUMBER 91213835 |
| 304 1st St Se |
Quarter Ended : |
2025-12-31 |
| Wadena, Minnesota, 56482 |
Updated : |
2026-01-09 |
| www.wadenastatebank.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 205,998 |
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Total Interest Income | 11,537 |
| Total Liabilities | 187,096 |
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Total NonInterest Income | 634 |
| Total Bank Equity Capital | 18,902 |
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Total Interest Expense | 3,007 |
| Total Deposits | 186,425 |
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Total NonInterest Expense | 5,270 |
| Net Loans & Leases | 133,151 |
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Net Income | 3,543 |
| Loan Loss Allowance | 1,235 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 136,274 |
| Total assets for the leverage ratio | 205,505 |
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Loans secured by real estate: | 96,876 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 26,226 |
| Off Balance Sheet Exposures (%) | 5.55 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,125 |
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:· Wadena State Bank
