MERCHANTS AND FARMERS BANCSHARES, INC. Financial Reports

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:· MERCHANTS AND FARMERS BANCSHARES, INC.

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MERCHANTS AND FARMERS BANCSHARES, INC.

Institution Profile

Year Opened :

1993

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Merchants & Farmers Bank of Greene County, Alabama	136,483	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	23,328	Total Operating Income	82
Total Liabilities	9,506	Total Operating Expenses	174
Total Equity Capital	13,822	Equity in Undistributed Income	516
		Net income (loss)	424

Miscellaneous
Cash Dividends Declared by Bank Holding Company	30
Total Consolidated Assets of Bank Holding Company	138,872

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury