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 Somerset Trust Company
Somerset Trust Company
| RSSD ID 212522 | CERTIFICATE 11112 | ABA NUMBER 43308691 |
| 151 W Main St |
Quarter Ended : |
2025-09-30 |
| Somerset, Pennsylvania, 15501 |
Updated : |
2025-11-13 |
| somersettrust.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
46 |
Number of Employees : |
473 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,495,724 |
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Total Interest Income | 99,132 |
| Total Liabilities | 2,317,331 |
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Total NonInterest Income | 14,602 |
| Total Bank Equity Capital | 178,393 |
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Total Interest Expense | 33,870 |
| Total Deposits | 2,061,042 |
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Total NonInterest Expense | 54,076 |
| Net Loans & Leases | 1,615,963 |
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Net Income | 18,752 |
| Loan Loss Allowance | 20,991 |
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Net Charge Offs | 640 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 234,939 |
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Total loans | 1,641,529 |
| Total assets for the leverage ratio | 2,519,860 |
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Loans secured by real estate: | 1,191,783 |
| Tier 1 Leverage Ratio | 8.42 |
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Commercial and industrial loans | 300,139 |
| Tier 1 Capital Ratio | 11.4 |
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Loans to individuals - Credit Cards | 4,019 |
| Total Capital Ratio | 12.63 |
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Loans to individuals - Other | 49,851 |
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:· Somerset Trust Company
