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 Citizens State Bank of Waverly, Inc.
Citizens State Bank of Waverly, Inc.
| RSSD ID 213958 | CERTIFICATE 9337 | ABA NUMBER 91905295 |
| 609 Pacific Ave |
Quarter Ended : |
2025-12-31 |
| Waverly, Minnesota, 55390 |
Updated : |
2026-01-27 |
| www.bankwaverly.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 117,590 |
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Total Interest Income | 4,665 |
| Total Liabilities | 107,304 |
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Total NonInterest Income | 341 |
| Total Bank Equity Capital | 10,286 |
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Total Interest Expense | 1,483 |
| Total Deposits | 106,879 |
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Total NonInterest Expense | 2,516 |
| Net Loans & Leases | 59,406 |
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Net Income | 742 |
| Loan Loss Allowance | 701 |
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Net Charge Offs | 169 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 12,107 |
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Total loans | 58,251 |
| Total assets for the leverage ratio | 119,420 |
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Loans secured by real estate: | 47,433 |
| Tier 1 Leverage Ratio | 9.49 |
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Commercial and industrial loans | 3,475 |
| Tier 1 Capital Ratio | 17.13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.29 |
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Loans to individuals - Other | 1,543 |
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:· Citizens State Bank of Waverly, Inc.
