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 Citizens State Bank of Waverly, Inc.
Citizens State Bank of Waverly, Inc.
| RSSD ID 213958 | CERTIFICATE 9337 | ABA NUMBER 91905295 |
| 609 Pacific Ave |
Quarter Ended : |
2025-03-31 |
| Waverly, Minnesota, 55390 |
Updated : |
2025-04-29 |
| www.bankwaverly.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 113,468 |
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Total Interest Income | 1,064 |
| Total Liabilities | 105,170 |
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Total NonInterest Income | 75 |
| Total Bank Equity Capital | 8,298 |
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Total Interest Expense | 367 |
| Total Deposits | 104,755 |
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Total NonInterest Expense | 545 |
| Net Loans & Leases | 53,775 |
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Net Income | 138 |
| Loan Loss Allowance | 804 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 11,626 |
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Total loans | 54,791 |
| Total assets for the leverage ratio | 113,121 |
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Loans secured by real estate: | 43,667 |
| Tier 1 Leverage Ratio | 9.59 |
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Commercial and industrial loans | 4,482 |
| Tier 1 Capital Ratio | 17.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.79 |
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Loans to individuals - Other | 1,790 |
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:· Citizens State Bank of Waverly, Inc.
