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 The Farmers & Merchants State Bank
The Farmers & Merchants State Bank
| RSSD ID 214414 | CERTIFICATE 5969 | ABA NUMBER 41207341 |
| 307 N Defiance St |
Quarter Ended : |
2025-09-30 |
| Archbold, Ohio, 43502 |
Updated : |
2025-10-28 |
| www.fm.bank |
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| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
40 |
Number of Employees : |
476 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,382,310 |
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Total Interest Income | 128,779 |
| Total Liabilities | 2,998,386 |
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Total NonInterest Income | 11,497 |
| Total Bank Equity Capital | 383,924 |
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Total Interest Expense | 51,604 |
| Total Deposits | 2,755,764 |
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Total NonInterest Expense | 55,804 |
| Net Loans & Leases | 2,632,668 |
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Net Income | 24,805 |
| Loan Loss Allowance | 27,475 |
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Net Charge Offs | 380 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 335,608 |
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Total loans | 2,646,611 |
| Total assets for the leverage ratio | 3,271,876 |
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Loans secured by real estate: | 1,984,887 |
| Tier 1 Leverage Ratio | 9.41 |
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Commercial and industrial loans | 294,408 |
| Tier 1 Capital Ratio | 11.51 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.55 |
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Loans to individuals - Other | 61,062 |
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:· The Farmers & Merchants State Bank
