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 Chesapeake Bank
Chesapeake Bank
| RSSD ID 214722 | CERTIFICATE 6862 | ABA NUMBER 51403779 |
| 97 N Main St |
Quarter Ended : |
2025-12-31 |
| Kilmarnock, Virginia, 22482 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
271 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,664,048 |
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Total Interest Income | 90,225 |
| Total Liabilities | 1,491,671 |
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Total NonInterest Income | 33,952 |
| Total Bank Equity Capital | 172,377 |
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Total Interest Expense | 27,862 |
| Total Deposits | 1,467,004 |
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Total NonInterest Expense | 70,598 |
| Net Loans & Leases | 989,130 |
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Net Income | 12,808 |
| Loan Loss Allowance | 11,269 |
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Net Charge Offs | 181 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 194,707 |
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Total loans | 953,543 |
| Total assets for the leverage ratio | 1,666,596 |
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Loans secured by real estate: | 749,159 |
| Tier 1 Leverage Ratio | 10.97 |
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Commercial and industrial loans | 184,286 |
| Tier 1 Capital Ratio | 13.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.86 |
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Loans to individuals - Other | 14,876 |
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:· Chesapeake Bank
