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 First State Bank
First State Bank
| RSSD ID 216164 | CERTIFICATE 24498 | ABA NUMBER 111312894 |
| 1526 4th St |
Quarter Ended : |
2025-09-30 |
| Graham, Texas, 76450 |
Updated : |
2025-10-06 |
| www.fsbgraham.bank |
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| Institution Profile |
| Year Opened : |
1983 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
8 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 289,133 |
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Total Interest Income | 11,172 |
| Total Liabilities | 264,424 |
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Total NonInterest Income | 1,157 |
| Total Bank Equity Capital | 24,709 |
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Total Interest Expense | 3,609 |
| Total Deposits | 256,422 |
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Total NonInterest Expense | 5,653 |
| Net Loans & Leases | 163,085 |
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Net Income | 2,733 |
| Loan Loss Allowance | 1,653 |
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Net Charge Offs | 88 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,494 |
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Total loans | 151,144 |
| Total assets for the leverage ratio | 289,258 |
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Loans secured by real estate: | 103,882 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 37,800 |
| Tier 1 Capital Ratio | 16.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.38 |
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Loans to individuals - Other | 2,508 |
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:· First State Bank
