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 First Bank
First Bank
| RSSD ID 216922 | CERTIFICATE 15019 | ABA NUMBER 53104568 |
| 205 Se Broad St |
Quarter Ended : |
2025-09-30 |
| Southern Pines, North Carolina, 28387 |
Updated : |
2025-10-30 |
| www.localfirstbank.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
116 |
Number of Employees : |
1,352 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 12,740,536 |
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Total Interest Income | 413,520 |
| Total Liabilities | 11,064,553 |
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Total NonInterest Income | 48,995 |
| Total Bank Equity Capital | 1,675,983 |
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Total Interest Expense | 116,563 |
| Total Deposits | 10,900,694 |
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Total NonInterest Expense | 181,928 |
| Net Loans & Leases | 8,298,276 |
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Net Income | 100,695 |
| Loan Loss Allowance | 120,948 |
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Net Charge Offs | 7,454 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,499,081 |
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Total loans | 8,297,642 |
| Total assets for the leverage ratio | 12,360,649 |
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Loans secured by real estate: | 7,350,462 |
| Tier 1 Leverage Ratio | 11.2 |
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Commercial and industrial loans | 656,665 |
| Tier 1 Capital Ratio | 15.17 |
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Loans to individuals - Credit Cards | 27,592 |
| Total Capital Ratio | 16.42 |
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Loans to individuals - Other | 42,492 |
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:· First Bank
