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 First Farmers & Merchants Bank
First Farmers & Merchants Bank
| RSSD ID 217059 | CERTIFICATE 10168 | ABA NUMBER 91912330 |
| 920 4th St S |
Quarter Ended : |
2025-12-31 |
| Cannon Falls, Minnesota, 55009 |
Updated : |
2026-01-27 |
| www.ffmbank.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 489,579 |
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Total Interest Income | 23,153 |
| Total Liabilities | 447,386 |
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Total NonInterest Income | 1,722 |
| Total Bank Equity Capital | 42,193 |
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Total Interest Expense | 5,614 |
| Total Deposits | 441,770 |
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Total NonInterest Expense | 9,876 |
| Net Loans & Leases | 290,679 |
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Net Income | 4,821 |
| Loan Loss Allowance | 2,948 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 48,339 |
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Total loans | 289,782 |
| Total assets for the leverage ratio | 479,865 |
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Loans secured by real estate: | 222,968 |
| Tier 1 Leverage Ratio | 9.44 |
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Commercial and industrial loans | 41,202 |
| Tier 1 Capital Ratio | 13.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.51 |
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Loans to individuals - Other | 5,084 |
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:· First Farmers & Merchants Bank
