|
 |
|
|
 WNB FINANCIAL, N.A.
WNB FINANCIAL, N.A.
| RSSD ID 220059 | CERTIFICATE 5280 | ABA NUMBER 91900216 |
| 204 Main St |
Quarter Ended : |
2025-12-31 |
| Winona, Minnesota, 55987 |
Updated : |
2026-01-28 |
| www.wnbfinancial.com |
|
| Institution Profile |
| Year Opened : |
1874 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
107 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 584,998 |
|
Total Interest Income | 24,942 |
| Total Liabilities | 526,279 |
|
Total NonInterest Income | 5,353 |
| Total Bank Equity Capital | 58,719 |
|
Total Interest Expense | 7,796 |
| Total Deposits | 515,491 |
|
Total NonInterest Expense | 16,612 |
| Net Loans & Leases | 347,904 |
|
Net Income | 4,291 |
| Loan Loss Allowance | 4,332 |
|
Net Charge Offs | (2) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 352,149 |
| Total assets for the leverage ratio | 584,598 |
|
Loans secured by real estate: | 313,336 |
| Tier 1 Leverage Ratio | 10.13 |
|
Commercial and industrial loans | 36,167 |
| Off Balance Sheet Exposures (%) | 3.65 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 5,382 |
|
|
|
|
:· WNB FINANCIAL, N.A.
