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 Union Bank & Trust Company
Union Bank & Trust Company
| RSSD ID 22048 | CERTIFICATE 1753 | ABA NUMBER 82901567 |
| 102 W Mccloy St |
Quarter Ended : |
2025-06-30 |
| Monticello, Arkansas, 71655 |
Updated : |
2025-07-11 |
| www.unionbnk.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 324,259 |
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Total Interest Income | 9,200 |
| Total Liabilities | 297,589 |
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Total NonInterest Income | 1,140 |
| Total Bank Equity Capital | 26,670 |
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Total Interest Expense | 3,157 |
| Total Deposits | 293,637 |
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Total NonInterest Expense | 4,369 |
| Net Loans & Leases | 252,021 |
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Net Income | 2,424 |
| Loan Loss Allowance | 4,329 |
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Net Charge Offs | 115 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 251,117 |
| Total assets for the leverage ratio | 321,929 |
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Loans secured by real estate: | 172,828 |
| Tier 1 Leverage Ratio | 10.41 |
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Commercial and industrial loans | 57,399 |
| Off Balance Sheet Exposures (%) | 5.71 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,316 |
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:· Union Bank & Trust Company
