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 Peoples Bank
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Peoples Bank
| RSSD ID 220527 | CERTIFICATE 5956 | ABA NUMBER 53104869 |
| 518 W C St |
Quarter Ended : |
2026-06-30 |
| Newton, North Carolina, 28658 |
Updated : |
2026-07-27 |
| https://www.peoplesbanknc.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
266 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,764,418 |
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Total Interest Income | 42,389 |
| Total Liabilities | 1,589,850 |
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Total NonInterest Income | 13,613 |
| Total Bank Equity Capital | 174,568 |
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Total Interest Expense | 10,898 |
| Total Deposits | 1,568,982 |
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Total NonInterest Expense | 31,089 |
| Net Loans & Leases | 1,268,909 |
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Net Income | 10,251 |
| Loan Loss Allowance | 10,630 |
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Net Charge Offs | 167 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 216,281 |
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Total loans | 1,252,389 |
| Total assets for the leverage ratio | 1,775,138 |
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Loans secured by real estate: | 1,162,318 |
| Tier 1 Leverage Ratio | 11.5 |
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Commercial and industrial loans | 59,231 |
| Tier 1 Capital Ratio | 14.55 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.42 |
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Loans to individuals - Other | 14,640 |
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:· Peoples Bank
