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 Peoples Bank
Peoples Bank
| RSSD ID 220527 | CERTIFICATE 5956 | ABA NUMBER 53104869 |
| 518 W C St |
Quarter Ended : |
2025-12-31 |
| Newton, North Carolina, 28658 |
Updated : |
2026-01-28 |
| https://www.peoplesbanknc.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
273 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,701,359 |
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Total Interest Income | 83,589 |
| Total Liabilities | 1,530,979 |
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Total NonInterest Income | 31,058 |
| Total Bank Equity Capital | 170,380 |
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Total Interest Expense | 23,645 |
| Total Deposits | 1,510,677 |
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Total NonInterest Expense | 62,532 |
| Net Loans & Leases | 1,194,262 |
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Net Income | 21,097 |
| Loan Loss Allowance | 10,126 |
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Net Charge Offs | 505 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 209,144 |
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Total loans | 1,191,020 |
| Total assets for the leverage ratio | 1,775,200 |
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Loans secured by real estate: | 1,114,669 |
| Tier 1 Leverage Ratio | 11.13 |
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Commercial and industrial loans | 51,735 |
| Tier 1 Capital Ratio | 14.83 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.7 |
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Loans to individuals - Other | 6,153 |
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:· Peoples Bank
