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 Peoples Bank
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Peoples Bank
| RSSD ID 220527 | CERTIFICATE 5956 | ABA NUMBER 53104869 |
| 518 W C St |
Quarter Ended : |
2026-03-31 |
| Newton, North Carolina, 28658 |
Updated : |
2026-05-08 |
| https://www.peoplesbanknc.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
264 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,733,567 |
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Total Interest Income | 20,870 |
| Total Liabilities | 1,562,247 |
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Total NonInterest Income | 6,470 |
| Total Bank Equity Capital | 171,320 |
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Total Interest Expense | 5,557 |
| Total Deposits | 1,541,944 |
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Total NonInterest Expense | 15,208 |
| Net Loans & Leases | 1,232,792 |
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Net Income | 4,688 |
| Loan Loss Allowance | 10,458 |
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Net Charge Offs | 68 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 211,974 |
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Total loans | 1,222,522 |
| Total assets for the leverage ratio | 1,755,610 |
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Loans secured by real estate: | 1,137,413 |
| Tier 1 Leverage Ratio | 11.39 |
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Commercial and industrial loans | 58,690 |
| Tier 1 Capital Ratio | 14.62 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.5 |
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Loans to individuals - Other | 10,710 |
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:· Peoples Bank
