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The Bank of Baker
The Bank of Baker
| RSSD ID 222558 | CERTIFICATE 352 | ABA NUMBER 92105104 |
| 116 S Main St |
Quarter Ended : |
2025-09-30 |
| Baker, Montana, 59313 |
Updated : |
2025-10-17 |
| www.bankofbaker.com |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 156,979 |
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Total Interest Income | 6,394 |
| Total Liabilities | 139,552 |
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Total NonInterest Income | 351 |
| Total Bank Equity Capital | 17,427 |
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Total Interest Expense | 1,737 |
| Total Deposits | 138,709 |
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Total NonInterest Expense | 3,141 |
| Net Loans & Leases | 85,830 |
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Net Income | 1,618 |
| Loan Loss Allowance | 1,336 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 89,663 |
| Total assets for the leverage ratio | 160,620 |
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Loans secured by real estate: | 51,217 |
| Tier 1 Leverage Ratio | 11.02 |
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Commercial and industrial loans | 19,507 |
| Off Balance Sheet Exposures (%) | 15.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,852 |
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