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 The First Bank and Trust Company
The First Bank and Trust Company
| RSSD ID 223322 | CERTIFICATE 22918 | ABA NUMBER 51404464 |
| 359 W Main St |
Quarter Ended : |
2025-06-30 |
| Lebanon, Virginia, 24266 |
Updated : |
2025-07-21 |
| www.firstbank.com |
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| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
33 |
Number of Employees : |
457 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,009,521 |
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Total Interest Income | 119,114 |
| Total Liabilities | 3,625,437 |
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Total NonInterest Income | 10,309 |
| Total Bank Equity Capital | 384,084 |
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Total Interest Expense | 46,380 |
| Total Deposits | 3,572,643 |
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Total NonInterest Expense | 37,252 |
| Net Loans & Leases | 3,370,197 |
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Net Income | 30,856 |
| Loan Loss Allowance | 42,594 |
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Net Charge Offs | 4,671 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 425,878 |
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Total loans | 3,329,916 |
| Total assets for the leverage ratio | 3,931,296 |
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Loans secured by real estate: | 2,717,518 |
| Tier 1 Leverage Ratio | 9.83 |
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Commercial and industrial loans | 209,209 |
| Tier 1 Capital Ratio | 12.22 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.47 |
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Loans to individuals - Other | 150,834 |
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:· The First Bank and Trust Company
