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 Grand Rivers Community Bank
Grand Rivers Community Bank
| RSSD ID 226949 | CERTIFICATE 10816 | ABA NUMBER 81213269 |
| 260 S Main St |
Quarter Ended : |
2025-12-31 |
| Grand Chain, Illinois, 62941 |
Updated : |
2026-01-20 |
| www.grandriverscommunitybank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 16,555 |
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Total Interest Income | 921 |
| Total Liabilities | 15,097 |
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Total NonInterest Income | 136 |
| Total Bank Equity Capital | 1,458 |
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Total Interest Expense | 218 |
| Total Deposits | 14,763 |
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Total NonInterest Expense | 1,287 |
| Net Loans & Leases | 11,563 |
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Net Income | (393) |
| Loan Loss Allowance | 550 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,645 |
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Total loans | 12,452 |
| Total assets for the leverage ratio | 17,027 |
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Loans secured by real estate: | 6,588 |
| Tier 1 Leverage Ratio | 8.58 |
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Commercial and industrial loans | 4,904 |
| Tier 1 Capital Ratio | 10.16 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.43 |
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Loans to individuals - Other | 960 |
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:· Grand Rivers Community Bank
