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Grand Rivers Community Bank
Grand Rivers Community Bank
| RSSD ID 226949 | CERTIFICATE 10816 | ABA NUMBER 81213269 |
| 260 S Main St |
Quarter Ended : |
2025-06-30 |
| Grand Chain, Illinois, 62941 |
Updated : |
2025-07-21 |
| www.grandriverscommunitybank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 17,557 |
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Total Interest Income | 487 |
| Total Liabilities | 15,976 |
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Total NonInterest Income | 64 |
| Total Bank Equity Capital | 1,581 |
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Total Interest Expense | 120 |
| Total Deposits | 15,591 |
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Total NonInterest Expense | 664 |
| Net Loans & Leases | 11,423 |
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Net Income | (178) |
| Loan Loss Allowance | 550 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 1,769 |
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Total loans | 12,437 |
| Total assets for the leverage ratio | 18,349 |
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Loans secured by real estate: | 7,262 |
| Tier 1 Leverage Ratio | 8.64 |
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Commercial and industrial loans | 3,989 |
| Tier 1 Capital Ratio | 11.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.42 |
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Loans to individuals - Other | 1,186 |
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