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Grand Rivers Community Bank

Grand Rivers Community Bank
RSSD ID 226949 | CERTIFICATE 10816 | ABA NUMBER 81213269
260 S Main St Quarter Ended : 2025-06-30
Grand Chain, Illinois, 62941 Updated : 2025-07-21
www.grandriverscommunitybank.com

Institution Profile
Year Opened : 1902 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : Commercial Lending Specialization
Number of Offices : 2 Number of Employees : 7
Related Company Filings Regulator
 MAIN STREET BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets17,557
Total Interest Income487
Total Liabilities15,976
Total NonInterest Income64
Total Bank Equity Capital1,581
Total Interest Expense120
Total Deposits15,591
Total NonInterest Expense664
Net Loans & Leases11,423
Net Income(178)
Loan Loss Allowance550
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital1,769
Total loans12,437
Total assets for the leverage ratio18,349
Loans secured by real estate:7,262
Tier 1 Leverage Ratio8.64
Commercial and industrial loans3,989
Tier 1 Capital Ratio11.14
Loans to individuals - Credit Cards0
Total Capital Ratio12.42
Loans to individuals - Other1,186





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury