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 West Union Bank
West Union Bank
| RSSD ID 22730 | CERTIFICATE 2452 | ABA NUMBER 51502159 |
| 212 Main St |
Quarter Ended : |
2025-12-31 |
| West Union, West Virginia, 26456 |
Updated : |
2026-01-23 |
| www.westunionbank.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 300,839 |
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Total Interest Income | 13,736 |
| Total Liabilities | 281,739 |
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Total NonInterest Income | 1,448 |
| Total Bank Equity Capital | 19,100 |
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Total Interest Expense | 4,501 |
| Total Deposits | 271,360 |
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Total NonInterest Expense | 7,182 |
| Net Loans & Leases | 145,178 |
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Net Income | 2,860 |
| Loan Loss Allowance | 1,743 |
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Net Charge Offs | 224 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,213 |
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Total loans | 139,336 |
| Total assets for the leverage ratio | 310,090 |
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Loans secured by real estate: | 84,146 |
| Tier 1 Leverage Ratio | 8.19 |
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Commercial and industrial loans | 11,959 |
| Tier 1 Capital Ratio | 13.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.95 |
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Loans to individuals - Other | 32,037 |
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:· West Union Bank
