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Franklin Savings Bank
Franklin Savings Bank
RSSD ID 228000 | CERTIFICATE 19836 | ABA NUMBER 211274492 |
197 Main St |
Quarter Ended : |
2025-06-30 |
Farmington, Maine, 04938 |
Updated : |
2025-07-23 |
www.franklinsavings.bank |
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Institution Profile |
Year Opened : |
1868 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
8 |
Number of Employees : |
146 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 755,186 |
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Total Interest Income | 20,007 |
Total Liabilities | 624,721 |
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Total NonInterest Income | 1,063 |
Total Bank Equity Capital | 130,465 |
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Total Interest Expense | 6,350 |
Total Deposits | 587,526 |
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Total NonInterest Expense | 10,638 |
Net Loans & Leases | 638,618 |
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Net Income | 3,099 |
Loan Loss Allowance | 4,538 |
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Net Charge Offs | 31 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 142,381 |
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Total loans | 629,979 |
Total assets for the leverage ratio | 728,016 |
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Loans secured by real estate: | 572,579 |
Tier 1 Leverage Ratio | 18.9 |
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Commercial and industrial loans | 42,991 |
Tier 1 Capital Ratio | 22.29 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 23.05 |
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Loans to individuals - Other | 10,394 |
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