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 State Bank & Trust Co.
State Bank & Trust Co.
| RSSD ID 229342 | CERTIFICATE 15651 | ABA NUMBER 73921831 |
| 1025 6th St |
Quarter Ended : |
2025-12-31 |
| Nevada, Iowa, 50201 |
Updated : |
2026-01-20 |
| www.banksbt.com |
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| Institution Profile |
| Year Opened : |
1939 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 196,359 |
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Total Interest Income | 8,033 |
| Total Liabilities | 176,997 |
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Total NonInterest Income | 805 |
| Total Bank Equity Capital | 19,362 |
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Total Interest Expense | 2,690 |
| Total Deposits | 170,868 |
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Total NonInterest Expense | 3,117 |
| Net Loans & Leases | 108,733 |
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Net Income | 2,411 |
| Loan Loss Allowance | 1,548 |
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Net Charge Offs | (41) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 23,133 |
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Total loans | 109,834 |
| Total assets for the leverage ratio | 193,803 |
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Loans secured by real estate: | 76,551 |
| Tier 1 Leverage Ratio | 11.09 |
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Commercial and industrial loans | 11,280 |
| Tier 1 Capital Ratio | 15.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.12 |
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Loans to individuals - Other | 513 |
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:· State Bank & Trust Co.
