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 The First Citizens National Bank of Upper Sandusky
The First Citizens National Bank of Upper Sandusky
| RSSD ID 230423 | CERTIFICATE 14355 | ABA NUMBER 41205246 |
| 100 N Sandusky Ave |
Quarter Ended : |
2025-12-31 |
| Upper Sandusky, Ohio, 43351 |
Updated : |
2026-01-28 |
| www.firstcitizensnational.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 367,550 |
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Total Interest Income | 15,538 |
| Total Liabilities | 324,470 |
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Total NonInterest Income | 1,893 |
| Total Bank Equity Capital | 43,080 |
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Total Interest Expense | 3,079 |
| Total Deposits | 307,116 |
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Total NonInterest Expense | 12,246 |
| Net Loans & Leases | 222,082 |
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Net Income | 1,939 |
| Loan Loss Allowance | 2,428 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 212,267 |
| Total assets for the leverage ratio | 368,228 |
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Loans secured by real estate: | 191,232 |
| Tier 1 Leverage Ratio | 13.02 |
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Commercial and industrial loans | 10,890 |
| Off Balance Sheet Exposures (%) | 13.85 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,690 |
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:· The First Citizens National Bank of Upper Sandusky
