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International Bank of Commerce
International Bank of Commerce
| RSSD ID 230759 | CERTIFICATE 25679 | ABA NUMBER 114911580 |
| 1600 Fm 802 |
Quarter Ended : |
2025-09-30 |
| Brownsville, Texas, 78521 |
Updated : |
2025-10-28 |
| www.ibc.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
41 |
Number of Employees : |
458 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,352,488 |
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Total Interest Income | 152,823 |
| Total Liabilities | 3,828,270 |
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Total NonInterest Income | 37,434 |
| Total Bank Equity Capital | 524,218 |
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Total Interest Expense | 44,738 |
| Total Deposits | 3,764,370 |
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Total NonInterest Expense | 51,058 |
| Net Loans & Leases | 1,515,236 |
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Net Income | 71,208 |
| Loan Loss Allowance | 26,612 |
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Net Charge Offs | 1,290 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 638,045 |
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Total loans | 1,533,267 |
| Total assets for the leverage ratio | 4,434,173 |
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Loans secured by real estate: | 1,076,275 |
| Tier 1 Leverage Ratio | 13.78 |
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Commercial and industrial loans | 428,046 |
| Tier 1 Capital Ratio | 26.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 28.07 |
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Loans to individuals - Other | 23,200 |
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