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International Bank of Commerce
International Bank of Commerce
| RSSD ID 230759 | CERTIFICATE 25679 | ABA NUMBER 114911580 |
| 1600 Fm 802 |
Quarter Ended : |
2025-12-31 |
| Brownsville, Texas, 78521 |
Updated : |
2026-01-29 |
| www.ibc.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
41 |
Number of Employees : |
455 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,387,332 |
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Total Interest Income | 203,346 |
| Total Liabilities | 3,835,669 |
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Total NonInterest Income | 50,479 |
| Total Bank Equity Capital | 551,663 |
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Total Interest Expense | 59,587 |
| Total Deposits | 3,778,750 |
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Total NonInterest Expense | 68,474 |
| Net Loans & Leases | 1,497,416 |
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Net Income | 93,546 |
| Loan Loss Allowance | 29,458 |
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Net Charge Offs | 1,811 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 660,969 |
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Total loans | 1,520,141 |
| Total assets for the leverage ratio | 4,470,721 |
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Loans secured by real estate: | 1,092,765 |
| Tier 1 Leverage Ratio | 14.17 |
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Commercial and industrial loans | 398,728 |
| Tier 1 Capital Ratio | 28.78 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 30.03 |
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Loans to individuals - Other | 22,814 |
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