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Chester National Bank
Chester National Bank
| RSSD ID 231279 | CERTIFICATE 30220 | ABA NUMBER 281970881 |
| 1112 State St |
Quarter Ended : |
2025-12-31 |
| Chester, Illinois, 62233 |
Updated : |
2026-01-13 |
| www.chesternationalbank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 116,171 |
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Total Interest Income | 4,586 |
| Total Liabilities | 109,191 |
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Total NonInterest Income | 233 |
| Total Bank Equity Capital | 6,980 |
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Total Interest Expense | 1,497 |
| Total Deposits | 109,050 |
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Total NonInterest Expense | 2,032 |
| Net Loans & Leases | 57,570 |
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Net Income | 1,070 |
| Loan Loss Allowance | 414 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 7,396 |
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Total loans | 56,346 |
| Total assets for the leverage ratio | 105,754 |
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Loans secured by real estate: | 47,308 |
| Tier 1 Leverage Ratio | 6.6 |
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Commercial and industrial loans | 769 |
| Tier 1 Capital Ratio | 16.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.69 |
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Loans to individuals - Other | 1,186 |
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