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 First State Bank Shannon-Polo
First State Bank Shannon-Polo
| RSSD ID 232847 | CERTIFICATE 1781 | ABA NUMBER 71115801 |
| 1 S Linn St |
Quarter Ended : |
2025-12-31 |
| Shannon, Illinois, 61078 |
Updated : |
2026-01-09 |
| www.fsbshannon-polo.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 195,225 |
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Total Interest Income | 8,115 |
| Total Liabilities | 179,452 |
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Total NonInterest Income | 2,003 |
| Total Bank Equity Capital | 15,773 |
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Total Interest Expense | 2,745 |
| Total Deposits | 173,136 |
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Total NonInterest Expense | 5,225 |
| Net Loans & Leases | 108,196 |
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Net Income | 2,023 |
| Loan Loss Allowance | 1,345 |
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Net Charge Offs | 24 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 20,539 |
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Total loans | 106,640 |
| Total assets for the leverage ratio | 197,623 |
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Loans secured by real estate: | 72,883 |
| Tier 1 Leverage Ratio | 9.71 |
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Commercial and industrial loans | 15,907 |
| Tier 1 Capital Ratio | 13.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.42 |
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Loans to individuals - Other | 4,135 |
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:· First State Bank Shannon-Polo
