|
 |
 |
|
First State Bank Shannon-Polo
|
First State Bank Shannon-Polo
| RSSD ID 232847 | CERTIFICATE 1781 | ABA NUMBER 71115801 |
| 1 S Linn St |
Quarter Ended : |
2026-06-30 |
| Shannon, Illinois, 61078 |
Updated : |
2026-07-03 |
| www.fsbshannon-polo.com |
|
| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
41 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 190,456 |
|
Total Interest Income | 4,058 |
| Total Liabilities | 174,376 |
|
Total NonInterest Income | 1,072 |
| Total Bank Equity Capital | 16,080 |
|
Total Interest Expense | 1,213 |
| Total Deposits | 167,067 |
|
Total NonInterest Expense | 2,714 |
| Net Loans & Leases | 107,915 |
|
Net Income | 909 |
| Loan Loss Allowance | 1,274 |
|
Net Charge Offs | 291 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 20,979 |
|
Total loans | 111,490 |
| Total assets for the leverage ratio | 191,085 |
|
Loans secured by real estate: | 79,121 |
| Tier 1 Leverage Ratio | 10.31 |
|
Commercial and industrial loans | 16,630 |
| Tier 1 Capital Ratio | 13.8 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.69 |
|
Loans to individuals - Other | 3,486 |
|
|
|
|