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 Neighborhood National Bank
Neighborhood National Bank
| RSSD ID 2333140 | CERTIFICATE 34548 | ABA NUMBER 122242571 |
| 2987 Jamacha Rd |
Quarter Ended : |
2025-12-31 |
| El Cajon, California, 92019 |
Updated : |
2026-02-02 |
| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 226,050 |
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Total Interest Income | 11,846 |
| Total Liabilities | 198,682 |
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Total NonInterest Income | 1,707 |
| Total Bank Equity Capital | 27,368 |
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Total Interest Expense | 5,045 |
| Total Deposits | 183,349 |
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Total NonInterest Expense | 6,918 |
| Net Loans & Leases | 160,840 |
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Net Income | 3,846 |
| Loan Loss Allowance | 2,305 |
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Net Charge Offs | (93) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 162,769 |
| Total assets for the leverage ratio | 208,776 |
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Loans secured by real estate: | 138,117 |
| Tier 1 Leverage Ratio | 11.81 |
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Commercial and industrial loans | 24,124 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Neighborhood National Bank
