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 Western State Bank
Western State Bank
| RSSD ID 233554 | CERTIFICATE 9123 | ABA NUMBER 91307149 |
| 110 4th St Se |
Quarter Ended : |
2025-12-31 |
| Devils Lake, North Dakota, 58301 |
Updated : |
2026-01-26 |
| www.westernbanks.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
319 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,558,391 |
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Total Interest Income | 176,777 |
| Total Liabilities | 2,248,694 |
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Total NonInterest Income | 10,065 |
| Total Bank Equity Capital | 309,697 |
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Total Interest Expense | 56,547 |
| Total Deposits | 2,193,986 |
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Total NonInterest Expense | 61,107 |
| Net Loans & Leases | 2,161,412 |
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Net Income | 43,425 |
| Loan Loss Allowance | 39,733 |
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Net Charge Offs | 7,489 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 338,849 |
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Total loans | 2,204,679 |
| Total assets for the leverage ratio | 2,495,516 |
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Loans secured by real estate: | 955,635 |
| Tier 1 Leverage Ratio | 12.44 |
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Commercial and industrial loans | 1,167,283 |
| Tier 1 Capital Ratio | 13.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.95 |
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Loans to individuals - Other | 10,673 |
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:· Western State Bank
