|
 |
 |
|
Central National Bank
Central National Bank
| RSSD ID 234355 | CERTIFICATE 4702 | ABA NUMBER 101101293 |
| 802 N Washington St |
Quarter Ended : |
2025-12-31 |
| Junction City, Kansas, 66441 |
Updated : |
2026-01-30 |
| www.centralnational.com |
|
| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
35 |
Number of Employees : |
257 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,411,234 |
|
Total Interest Income | 65,537 |
| Total Liabilities | 1,279,051 |
|
Total NonInterest Income | 16,910 |
| Total Bank Equity Capital | 132,183 |
|
Total Interest Expense | 21,188 |
| Total Deposits | 1,239,218 |
|
Total NonInterest Expense | 41,841 |
| Net Loans & Leases | 768,048 |
|
Net Income | 14,760 |
| Loan Loss Allowance | 15,209 |
|
Net Charge Offs | (400) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 783,124 |
| Total assets for the leverage ratio | 1,309,571 |
|
Loans secured by real estate: | 668,185 |
| Tier 1 Leverage Ratio | 11.08 |
|
Commercial and industrial loans | 38,906 |
| Off Balance Sheet Exposures (%) | 3.87 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 15,466 |
|
|
|
|