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Central National Bank

Central National Bank
RSSD ID 234355 | CERTIFICATE 4702 | ABA NUMBER 101101293
802 N Washington St Quarter Ended : 2025-12-31
Junction City, Kansas, 66441 Updated : 2026-01-30
www.centralnational.com

Institution Profile
Year Opened : 1884 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : Yes Powers Exercised : Yes
Filing Type : 041
Specialization : Agricultural Specialization
Number of Offices : 35 Number of Employees : 257
Related Company Filings Regulator
 CENTRAL OF KANSAS INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets1,411,234
Total Interest Income65,537
Total Liabilities1,279,051
Total NonInterest Income16,910
Total Bank Equity Capital132,183
Total Interest Expense21,188
Total Deposits1,239,218
Total NonInterest Expense41,841
Net Loans & Leases768,048
Net Income14,760
Loan Loss Allowance15,209
Net Charge Offs(400)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans783,124
Total assets for the leverage ratio1,309,571
Loans secured by real estate:668,185
Tier 1 Leverage Ratio11.08
Commercial and industrial loans38,906
Off Balance Sheet Exposures (%)3.87
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other15,466





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury