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My Kind of Bank, National Association
My Kind of Bank, National Association
| RSSD ID 23456 | CERTIFICATE 5162 | ABA NUMBER 91204763 |
| 106 Mn Highway 78 N |
Quarter Ended : |
2025-12-31 |
| Ottertail, Minnesota, 56571 |
Updated : |
2026-01-29 |
| www.mykindofbank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
63 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 417,636 |
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Total Interest Income | 22,571 |
| Total Liabilities | 384,893 |
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Total NonInterest Income | 2,533 |
| Total Bank Equity Capital | 32,743 |
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Total Interest Expense | 8,457 |
| Total Deposits | 382,160 |
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Total NonInterest Expense | 11,329 |
| Net Loans & Leases | 294,473 |
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Net Income | 4,402 |
| Loan Loss Allowance | 3,186 |
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Net Charge Offs | 668 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 38,986 |
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Total loans | 295,848 |
| Total assets for the leverage ratio | 407,014 |
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Loans secured by real estate: | 241,540 |
| Tier 1 Leverage Ratio | 8.78 |
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Commercial and industrial loans | 16,192 |
| Tier 1 Capital Ratio | 11.97 |
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Loans to individuals - Credit Cards | 1,378 |
| Total Capital Ratio | 13.05 |
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Loans to individuals - Other | 17,972 |
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